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1234 Corunna Avenue, Suite 100
Owosso, MI 48867
(989) 555-0142

Payment plans

Pay the way that suits you.

Month to month, annual paid in full, or an interest-free plan that spreads a full year across 6 or 12 instalments. Same membership either way.

Three ways to pay

Pick your structure

Every option gets you the identical membership — same access, same allowance, same benefits. The only difference is cash flow and what you pay over a year.

Month to month

Maximum flexibility. Cancel with 30 days' notice at any time.

Standard rate / month

Billed on the 1st · no term commitment

  • No contract, no term
  • Cancel or pause with 30 days' notice
  • Initiation due at signup
  • No annual discount
Choose month to month
Instalment plan

Annual pricing, spread across 6 or 12 interest-free payments.

0% interest / month

Auto-debited · 12-month term

  • No interest, no financing fees
  • Keeps most of the annual discount
  • Choose your down payment
  • 6 or 12 equal instalments
Build your plan
Plan builder

Estimate your payments

Choose a tier, a term and a down payment to see what a financed year looks like. Figures are estimates using placeholder rates.

Annual figure already includes the two-months-free discount.
Instalment term
Paid at signing. A larger down payment lowers each instalment.

Estimates only. Plans are subject to approval; final documents govern.

Your estimate
Each instalment
$0
12 monthly payments
Due at signing
Down payment
$0
Total for the year
Dues plus initiation
$0
You save
Versus month-to-month billing
$0
Apply with this plan

No credit check for plans under $3,000.

How financing works

Straightforward, in-house, and interest-free.

We handle instalment plans ourselves rather than routing you through a lender. No interest, no origination fee, no hard credit pull for plans under $3,000.

1

Choose your plan

Pick your tier, term and down payment on your application, or build it in the calculator above.

2

Sign and pay your down payment

Everything is signed electronically. Your membership activates the same day.

3

Instalments run automatically

On the same date each month, with an email receipt and a running balance in the member app.

4

Renew or roll over

At the end of the term you can renew at the same structure, pay annually, or drop to month to month.

Worked examples

What it looks like in practice

Using placeholder rates and a 20% down payment, over 12 months.

TierMonthly
Social
$490 dues + $99 initiation · $118 down
$39
Standard
$1,590 dues + $199 initiation · $358 down
$119
Premier
$2,990 dues + $299 initiation · $658 down
$219

All amounts are placeholders.

Corporate & group billing

Invoice terms for businesses.

Corporate memberships and event packages can be invoiced on Net 30 terms with a signed agreement. Pool bay hours across your team, add or remove named users at any time, and receive a single monthly statement.

  • Net 30 invoicing, ACH or card

  • Pooled monthly bay hours across employees

  • Transferable seats — no named-user restriction

  • Preferred event and buyout pricing

  • Quarterly usage reporting

Corporate event photo
Payment questions

Terms & conditions, minus the legalese

Correct. In-house instalment plans carry no interest and no financing fee. The total you pay across the plan equals the annual dues plus initiation — nothing more.

Not for plans under $3,000, which covers every individual membership tier.

Visa, Mastercard, American Express, Discover, ACH bank transfer, and Apple or Google Pay in person.

Any time, with no penalty. Settle the remaining balance and your instalments stop immediately.

We retry after three days and send you a note. After 15 days past due a $25 late fee applies and keycard access pauses until the account is current.

Financed and annual memberships are a 12-month commitment. If your circumstances change, come talk to us — we would rather find a solution than hold anyone to a contract they cannot use.

Ready when you are

Find a plan that fits your budget.

Tell us what works for you and we will structure the membership around it.